{"id":1094,"date":"2013-08-20T20:52:27","date_gmt":"2013-08-20T23:52:27","guid":{"rendered":"https:\/\/orama-develop.go-vip.net\/main-blog\/?p=1094"},"modified":"2018-06-15T18:50:46","modified_gmt":"2018-06-15T21:50:46","slug":"o-que-e-cdi","status":"publish","type":"post","link":"https:\/\/orama-develop.go-vip.net\/main-blog\/2013\/08\/20\/o-que-e-cdi\/","title":{"rendered":"O que \u00e9 CDI?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p>Os CDI (Certificados de Dep\u00f3sitos Interbanc\u00e1rios) s\u00e3o t\u00edtulos emitidos por institui\u00e7\u00f5es financeiras e negociados apenas entre os bancos.\u00a0 Funcionam como contratos de empr\u00e9stimos de curto prazo, geralmente de um dia, o banco que tem sobra da caixa empresta para o que n\u00e3o tem a uma taxa combinada entre as partes.<span id=\"more-4648\"><\/span><\/p>\n<p>As transa\u00e7\u00f5es no mercado interbanc\u00e1rio s\u00e3o registradas na Cetip (Central de Cust\u00f3dia e Liquida\u00e7\u00e3o de T\u00edtulos Privados), que armazena as taxas de todos os CDI negociados no dia e calcula uma taxa m\u00e9dia, conhecida como taxa CDI.\u00a0 Esta \u00e9 muito utilizada no mercado para avaliar o rendimento dos investimentos e expressa as expectativas das institui\u00e7\u00f5es financeiras quanto ao mercado.<\/p>\n<p>Em geral, as taxas CDI e Selic \u2013 refer\u00eancia de t\u00edtulos p\u00fablicos \u2013 operam em patamares muito pr\u00f3ximos, mas pode haver distor\u00e7\u00f5es quando h\u00e1 baixa liquidez no mercado ou muitas incertezas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Os CDI (Certificados de Dep\u00f3sitos Interbanc\u00e1rios) s\u00e3o t\u00edtulos emitidos por institui\u00e7\u00f5es financeiras e negociados apenas entre os bancos.\u00a0 Funcionam como&#8230;<\/p>\n","protected":false},"author":118300696,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[5078],"tags":[],"class_list":["post-1094","post","type-post","status-publish","format-standard","hentry","category-sem-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O que \u00e9 CDI? 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